The Charles Schwab Cards from American Express

0% introductory APR on purchases for 6 months starting from the date of account opening. After that, your APR will be a variable rate, 13.99% to 16.99%, based on your creditworthiness and other factors.¤

No foreign transaction fees from American Express when using your Card.^‡¤

More Ways to Pay
You're in control with more ways to pay. You can choose to: 

• Pay your bill in full
• Use the Pay Over Time feature to carry a balance with interest
• Use Plan It^ǂ to select large purchases and split them into monthly payments with a fixed fee^¤

There is a limit on the total amount that you can carry as a balance or move into a Plan. Any purchases beyond your limit need to be paid in full when your bill is due.^ǂ

Earn an unlimited 1.5% cash back automatically deposited into your eligible Schwab account for purchases made with your Card.‡

Receive a $100 Card statement credit if your qualifying Schwab holdings are equal to or greater than $250,000 or receive a $200 Card statement credit if your qualifying Schwab holdings are equal to or greater than $1,000,000, when measured following Card account approval and annually thereafter. Terms and Limitations Apply. For more information on qualifying Schwab holdings, please refer to the FAQs.^‡

Membership Rewards^® Points

Earn one Membership Rewards^® point for every eligible dollar you spend.‡

Invest with Rewards

Earn Membership Rewards^® points that you can turn into deposits to your eligible Schwab account.^‡

Your resource to help secure dining and event reservations.‡

• 5X Membership Rewards® points on up to $500,000 per calendar year on flights booked directly with airlines or with American Express Travel via amextravel.com or by calling 800-525-3355.^‡
• 5X Membership Rewards® points on prepaid hotels booked with American Express Travel, including The Hotel Collection.^ǂ

$200 Hotel Credit, $200 Airline Fee Credit

Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card^®.^ǂ And if you fly, you can receive up to $200 in statement credits per calendar year after you select one qualifying airline and incidental fees* are charged by the airline to your Platinum Card^®.

*American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See Airline Fee Credit terms & conditions for more details.^ǂ

$240 Digital Entertainment Credit

Get up to $20 in statement credits each month when you pay for eligible purchases  with the Platinum Card^® at participating partners. This can be an annual savings of up to $240. To view participating partners, visit americanexpress.com/platinum. Enrollment required.^ǂ

Uber Rides with Platinum^TM

With your Platinum Card from American Express Exclusively for Charles Schwab, you'll receive $15 in Uber Cash for rides or eats orders in the US every month plus a bonus $20 in December*, delivered through an exclusive Uber app experience. That's up to $200 for Uber rides or eats orders annually. You'll also become an Uber VIP, where available, without meeting minimum ride requirements and be matched with top-rated drivers, so that even a 5-minute trip can be a 5-star experience.

*Uber Cash and Uber VIP status is available to Basic Card Member only.^ǂ